Cash 4 You offers personal loan options to hard-working Canadians. Along with offering payday loans of up to $1,500, installment loans are one of our most popular personal loan options. With online and in-store application options, defined repayment terms and electronic funding methods, there are several reasons to consider an installment loan. Here are six features of a Cash 4 You installment loan.

Reason #1: Convenience

You can apply online or at one of our more than 100 locations across Ontario. After your application is approved and verified and you have signed all required loan agreements, choose Interac e-Transfer or direct deposit.

Reason #2: Application Options

The loan application can be completed online or at one of our locations. Submitting an application does not guarantee approval. Final approval and funding are subject to verification, qualification requirements and signing all required loan agreements. Review your rate, repayment schedule and any applicable fees before signing.

Reason #3: Eligibility Requirements

Applicants with different credit histories may apply, but approval is not guaranteed. Application requirements may include valid government-issued identification confirming that you are at least 18 years old, proof of steady income and an open, active bank account. Additional qualification and verification requirements may apply. Collateral is not required for an unsecured installment loan.

Reason #4: Use the Money for Your Needs

Installment loans of up to $15,000 may help cover larger purchases and expenses. Whether you are funding a vacation, making home improvements, buying a car or covering wedding expenses, you can use the funds for eligible personal purposes permitted under your loan agreement.

Reason #5: Repayment Terms

Repayment terms of up to 60 months may be available, subject to approval. There are no prepayment penalties if you decide to pay off your loan early. Your rate, payment amount, repayment schedule and any applicable fees will be disclosed in your loan agreement before you sign.

Reason #6: Financial Flexibility

You may apply for an installment loan of up to $15,000. The approved amount, rate and repayment terms depend on your financial circumstances, verification and qualification requirements. Submitting an application does not guarantee approval.

Visit the Cash 4 You Nearest You Today

When you need up to $15,000 for a big purchase or large expense, an installment loan may be an option. Apply online or visit one of our more than 100 locations across Ontario to submit an application or ask questions about the available loan options. If approved and verified, choose Interac e-Transfer or direct deposit.