Kitchener’s Leading Money Lenders

Cash 4 You has two locations in Kitchener, along with an online application option. You can apply for a payday loan or personal installment loan in person or online. Installment loan amounts of up to $20,000 may be available, subject to approval. Our extended operating hours allow customers to visit a Kitchener location to apply or ask questions in person.

Why Choose Us

Cash 4 You is committed to providing quality customer service and clear information about the loan application process. We’ve served millions of Canadians and helped fund more than $1 billion in loans. We are recognized by the Canadian Consumer Finance Association. With hundreds of positive reviews, we are also recognized as a Top Rated Local® money lender.

Installment Loans

An installment loan may help with expenses related to a large purchase or life event. You can apply online or at one of our Kitchener locations for an installment loan of up to $20,000. Our lending team can help you understand the terms of your loan agreement. Applicants with different credit histories may apply, but approval is not guaranteed. Final approval and funding are subject to verification, qualification requirements and signing all required loan agreements. After your application is approved and verified, choose Interac e-Transfer or direct deposit. Repayment terms of up to 84 months may be available, subject to approval. There are no prepayment penalties. Review your rate, payment schedule and any applicable fees before you sign.

Payday Loans

A payday loan of up to $1,500 may help with eligible expenses before your next payday. You can apply online or at one of our Kitchener locations. Final approval and funding are subject to verification, qualification requirements and signing all required loan agreements. After your application is approved and verified, choose Interac e-Transfer or direct deposit. Your repayment date and available repayment methods will be set out in your loan agreement. Review your rate, repayment terms and any applicable fees before you sign.

Contact Us

Cash 4 You offers installment and payday loan options to customers in and around Kitchener. Our lending team can help you review the available options and understand the applicable terms. Apply online or visit one of our two Kitchener locations to discuss your application.