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How an Installment Loan Can Help You Build Credit in 2020

Published on February 3, 2020 in How an Installment Loan Can Help You Build Credit in 2020Full resolution (1200 × 628)

Company

  • About Us
  • Contact Us
  • Careers

Our Services

  • Installment Loans
  • Payday Loans

HELP

  • Find A Store
  • FAQs

INFORMATION

  • Privacy Policy
  • Terms of Use
  • Accessibility

Our Services

  • Installment Loans
  • Payday Loans

HELP

  • Find A Store
  • FAQs

INFORMATION

  • Privacy Policy
  • Terms of Use
  • Accessibility

Company

  • About Us
  • Contact Us
  • Careers

Cash 4 You Core Value #1: Focus on Customer Happiness
We stop at nothing to wow our customers. We do whatever it takes to make them happy and successful.

Canadian Consumer Finance Association
© 2026 Cash 4 You. All rights reserved. Terms & Condition


Installment Loan Disclosures & Terms

  • Repayment Period: Installment loan repayment terms range from a minimum of 180 days (6 months) to a maximum of 84 months.
  • Maximum Annual Percentage Rate (APR): The maximum Annual Percentage Rate (APR) for Cash 4 You installment loans is 34.37%.
  • Representative Example: A $1,000 installment loan at 34.37% APR with a 12-month term will have 12 monthly payments of approximately $99.67, with a disclosed cost of borrowing of $196.02, resulting in a total amount payable of $1,196.02.
  • Licensing Details: Cash 4 You Corp. is licensed to operate consumer lending in Ontario under the Consumer Protection Act.

General Terms & Information: Installment loans are offered only to residents of Ontario, Canada. Loan principal amounts range from $500 to $20,000 based on income, credit approval, identity verification, and other qualification requirements.

Credit Check Disclosure: Applying to view the amount you may be pre-approved for will only result in a soft credit check, which will not affect your credit score. If you accept an installment loan, a hard credit inquiry may occur and may affect your credit score.

Business Information: Cash 4 You Corp., 250 Dundas St. S., Unit #10, Cambridge, ON, N1R 8A8.

Customer Service: 1-888-997-2807.

Payday loan Disclosures

To qualify for a payday loan, minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask Cash 4 You Customer Service Representative for details.

Cash 4 You® Online Payday Loans are currently only offered to residence of Ontario and British Columbia.

Ontario residents: The maximum allowable cost of borrowing per $100 is $14. Our cost per $100 borrowed is $14. On a $500 loan for 14 days, the cost of borrowing is $70, with the total repayment amount of $570 and an APR of 365%.

British Columbia residents: The maximum allowable cost of borrowing per $100 is $14. Our cost per $100 borrowed is $14. On a $300 loan for 14 days, the cost of borrowing is $42, with the total repayment amount of $342 and an APR of 365%. Online BC License #82007.

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